No matter where you are, money is important. It has universal value and can be exchanged for a variety of goods and services. Having money is especially important when it comes to traveling. You need it to get to your destination, find lodging, food, visit famous sites and have fun. When you spend your money, you’re having experiences and doing things that stick with you for the rest of your life.
Here are some tips to safeguard your money while traveling in Europe.
Credit Cards and Debit Cards
One way to keep your cash safe is by not using it at all. Instead, use credit cards and debit cards. It’s convenient and doesn’t need to be exchanged at the border. As long as you keep an eye out for skimmers (machines attached to card slots that steal credit card information) you’ll be fine.
Before you leave for your trip, contact your bank. Let them know when and where you’ll be traveling, especially if you intend to use your cards. Otherwise, the bank may see your credit card being used overseas, assume it’s been stolen and stop all transactions. While very secure, it means no one will be able to use the card – including you. Luckily, this situation is easy to prevent.
The bank may also have additional information and tips to make overseas transactions go smoothly. They’ll be happy to answer any questions or concerns you might have.
Eggs In One Basket
You may have heard the phrase, “Don’t put all your eggs in one basket.” Don’t put all your finances in one place. Have extra cash in your suitcase and carry-on, in addition to your wallet. If you have more than one card, consider splitting them up. That way, if your wallet is lost or stolen, you’re not left high and dry. As tempting as it may be to spend this extra money, it should only be accessed in the case of an emergency.
It’s relatively easy to safeguard your money while traveling. Let the bank know your plans so that they don’t freeze your card. Use credit cards where appropriate, but watch out for skimmers. Keep extra cash in your bags in case something happens to your wallet. If you take these steps, you can embark on your trip with peace of mind.
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